Get Your Down Payment Gifted

In Georgia, you don't always need 20% down. We've helped hundreds of families access $5,000 to $25,000 in assistance to bridge the gap and close their loans.

Talk to PJ

Georgia DPA
Navigator

Select your details below to see which programs might fit your current situation.

Potential Match Found

Based on your profile in Fulton County, you may qualify for multiple programs starting at 3% - 5% assistance.

Get Fully Qualified

Georgia Dream Homeownership Program

Up to $10,000

Provides down payment assistance for first-time homebuyers and certain targeted areas in Georgia.

Atlanta Housing Homeownership Program

Up to $25,000

Down payment assistance for low-to-moderate income households purchasing within the City of Atlanta.

Invest Atlanta Down Payment Assistance

Up to $20,000

Targeted programs for city employees, teachers, and firefighters to encourage living near work.

How It Works in Georgia

01

The Application

Fill out our standard pre-approval application. We'll pull your credit (minimum 640 for most DPA programs) and verify your income to see which programs' guidelines you fit into.

02

Program Selection

We'll compare **Georgia Dream** vs **Invest Atlanta** vs standard Conventional 3% loans to see which offers the best long-term wealth building strategy for you.

03

Closing with Assistance

On closing day, the assistance funds are wired directly to the title company. You often walk away with the keys for far less than you ever thought possible.

Ready to make the
Klutch play?

Start Your Gameplan

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