Buy a Home
Whether it's your first home or your fifth — we structure the financing so you can focus on finding the right place.
The Playbook
Pre-Game Strategy
Book a call. We'll assess your finances, credit, and goals to find the strongest play.
Get Pre-Approved
Lock in your buying power so you can make offers with confidence. Sellers take you seriously.
Find Your Home
Shop with a real budget. Your agent finds the right property, we handle the financing.
Close & Win
We guide you through underwriting, appraisal, and closing day. Keys in hand, no surprises.
Pick Your Weapon
Every situation calls for a different loan. Here are the options we specialize in.
Conventional
As low as 3% down with competitive rates. Best for buyers with 620+ credit scores and stable income history.
- 3% minimum down
- No upfront mortgage insurance with 20% down
- Fixed or adjustable rates
FHA
Backed by the Federal Housing Administration with lower credit requirements. Perfect for first-time buyers getting in the game.
- 3.5% down with 580+ score
- Flexible qualifying guidelines
- Great for first-time buyers
VA Loan
Zero down, no PMI, and the best rates in the market. If you served, this is your unfair advantage.
- $0 down payment
- No monthly PMI
- Best rates available
USDA
Zero-down financing for eligible rural and suburban areas. More locations qualify than you'd think.
- $0 down payment
- Reduced mortgage insurance
- Income limits apply
Jumbo
For homes above the conforming limit. Custom underwriting for high-value properties in Buckhead, Mountain Brook, and beyond.
- Loan amounts above $766,550
- Competitive jumbo rates
- Primary or second homes
Down Payment Assistance
State and local programs can cover your down payment and closing costs. Combine with any loan type.
- Up to $25,000 in assistance
- Forgivable & deferred options
- Available in GA and AL
Ready to Make Your Move?
Get pre-approved in minutes. Know exactly what you can afford before you start shopping.
Start Your Application